If you are buying a new car in Michigan, congratulations! There are some important facts that you should remember when you are purchasing a new car that could save you a lot of headache now and in the future. This is in regards to the car itself, paperwork, as well as insurance.
- Make sure that you never sign any paperwork that you are confused about or anything that is not complete Read all documents very carefully and obtain a copy of everything that you sign.
- Bring a licensed mechanic with you before sign any documents so that they can thoroughly inspect the car before you buy it. If a seller says no to the inspection, call the deal off immediately.
- Be cautious when purchasing a used car. There are typically no warranties on these types of vehicles so you may end up writing a hefty check to a mechanic in the near future.
- If the seller does not have a title with their name on it then do not purchase the vehicle. If you question the authenticity of the title, make sure to have it examined by a professional.
- Get the title transferred over as soon as possible. Most dealerships will do this for you but when buying a used car it is up to you to do it.
- When purchasing Michigan auto insurance make sure that you obtain “no fault” insurance. This is a requirement in the state of Michigan.
- Never drive your vehicle without proper auto insurance. It is risky and could be costly.
- In the state of Michigan, police have the right to ask you for proof of insurance. If you cannot provide this information you could be fined or even serve a short time in jail.
- If you are in an accident with an uninsured driver, you can sue them if you are injured and they would be responsible for the entire amount of damage and injury. They will also collect nothing as they are responsible for all costs of the accident.
Make sure you take the above precautions when it comes to purchasing a new or used auto in Michigan. It will save you a lot of time and money in the long run, so it is better to be safe rather than sorry. Always have proof of insurance on hand and never sign any paperwork that has not been completed.